Free Internet in your CP S60 or s40 version

Procedures:
1.] Open Pinger first then press OK (Center key) wag na galawin ang settings nya. Connect sa ginawang Settings earlier..Wait 'til it connects

2.] Press Option =>> Program List ==> Open OM6.1Multi-Op


Handler Settings:

SMART
Primary Server: http://10.102.61.238:8002(space)@bite4-cust.opera-mini.net:80 (any working tricks)

FrontQuery: 10.102.61.238:8002(space)@bite4-cust.opera-mini.net:80
(walang http://)

for the application download here:
http://www.4shared.com/folder/QCrCDMBL/_online.html


Second Option
First download this then ito ang gamitin mo
http://www.4shared.com/folder/QCrCDMBL/_online.html

CP settings:
Acces Point Name: mms

advance settings:
Proxy server address: 10.102.61.46:8080/%1
port:80

Operamini Settings:
10.102.61.238:8002 @ 202.57.96.4 @ 80.239.242.222:80
remove port: (X)

Nature of Capital Investment Analysis
o Used to help evaluate long-term investments
o Capital Budgeting - is the process by which management plans, evaluates, and controls investments in fixed assets.
o Involves the long- term commitment of funds and affects operations for many years.
o Thus must earn a reasonable rate of return
o Capital budgeting decisions require careful analysis because they are usually the most difficult and risky decisions that managers make
o Risky because
 The outcome is uncertain
 Large amounts of money are usually involved
 The investment involves a long term commitment
 The decision could be difficult or impossible to reverse

Methods of Evaluating Capital Investment Proposals
o Methods that do not use present values
o Methods that use present values

Methods that ignore present values
• used to screen proposals
• management sets minimum standards for accepting proposals
o if not meeting minimum standards - dropped from consideration
o if meeting minimum standards then further analysis is completed

Average rate of return
o accounting rate of return
o a measure of the average income as a percent of the average investment in fixed assets.

Average rate of return =
Estimated average annual income
Average investment
Average investment is original investment divided by 2

Example:
Proposal A Proposal B
Estimated average annual income $30,000 $36,000
Average investment $120,000 $180,000

Average rate of return =
Estimated average annual income
Average investment

Proposal A:
= $ 30,000 = $30,000 = 50%
$120,000/2 $60,000

Proposal B:
= $ 36,000 = $36,000 = 40%
$180,000/2 $90,000

Cash Payback Period
o is the expected time period to recover the initial investment amount
o managers prefer investing in assets with shorter payback periods to reduce the risk
o Looks for project with the shortest tie period to recover the original investment.
o Net cash flow = excess cash flow from revenues minus expenses
o Cash payback period = amount of time to recover cash invested.
o Payback period = Cost of Investment
Annual net cash flow
Example: Project has an eight year life with a cost of $200,000. The annual cash flows are $40,000. What is the payback period?

Payback period = Cost of Investment
Annual net cash flow
= $200,000
$40,000

= 5 years
 Uneven cash flows
o Some projects have different cash flows each year

Year
Cash Flows Balance

1
60,000 $400,000 – 60000 = $340,000

2
80,000 $340,000 – 80,000 = $260,000

3
105,000 $260000 – 105000 = $155,000

4
155,000 155,000 – 155,000 = -0-

5
100,000

6
90,000











Methods using time value of money

 Present value methods
o an investment in fixed assets may be viewed as acquiring a series of net cash flows over a period of time.

o Period of time is an important factor in determining the value of an investment.

o
Present value interest factor of $1 per period at i% for n periods, PVIF(i,n).
Period 5% 5.50% 6.00% 6.50% 7% 10% 11% 12% 13% 14%
1 0.95238 0.94787 0.94340 0.93897 0.93458 0.90909 0.90090 0.89286 0.88496 0.87719
2 0.90703 0.89845 0.89000 0.88166 0.87344 0.82645 0.81162 0.79719 0.78315 0.76947
3 0.86384 0.85161 0.83962 0.82785 0.81630 0.75131 0.73119 0.71178 0.69305 0.67497
4 0.82270 0.80722 0.79209 0.77732 0.76290 0.68301 0.65873 0.63552 0.61332 0.59208
5 0.78353 0.76513 0.74726 0.72988 0.71299 0.62092 0.59345 0.56743 0.54276 0.51937
6 0.74622 0.72525 0.70496 0.68533 0.66634 0.56447 0.53464 0.50663 0.48032 0.45559
7 0.71068 0.68744 0.66506 0.64351 0.62275 0.51316 0.48166 0.45235 0.42506 0.39964
8 0.67684 0.65160 0.62741 0.60423 0.58201 0.46651 0.43393 0.40388 0.37616 0.35056
9 0.64461 0.61763 0.59190 0.56735 0.54393 0.42410 0.39092 0.36061 0.33288 0.30751
10 0.61391 0.58543 0.55839 0.53273 0.50835 0.38554 0.35218 0.32197 0.29459 0.26974


a> Net present value method
o analyzes capital investment proposals by comparing the initial cash investment with the present value of the net cash flows.
o Called discounted cash flow method
o rate is set by management
o if Net present value > original investment then go ahead with it
o if Net present value < original investment then no go Example: An investment of $150,000 with five year life is being considered. Management established a rate of return of 12%. The annual cash flows are: Year Cash Flow 1 70,000 2 60,000 3 40,000 4 40,000 What is the net present value? Year Net Cash Flow Present value factor at 12% PV of Net Cash Flows 1 $70,000 .8929 $62,503 2 $60,000 .7972 $47,832 3 $40,000 .7118 $28,472 4 $40,000 .6355 $25,420 TOTAL $164,227 Original Investment 150,000 Net present value $14,227 Since net present value is positive then accept the project. b> Internal Rate of Return
o uses present value concepts to compute the rate of return from the net cash flows expected from the capital investment proposals.

o STEP 1: Compute the present value factor for the investment project:
Present value factor = Amount invested
Net cash flows

o STEP 2: Identify the discount rate yielding the present value factor
 use the factor to find the value

EXAMPLE: Project with an investment of $12,000, net cash flows are $5,000 for three years. What is the internal rate of return?

STEP 1: Compute the present value factor for the investment project:
Present value factor = Amount invested
Net cash flows

$12,000
5,000

= 2.400

STEP 2: Identify the discount rate yielding the present value factor


Period 1% 5% 10% 12% 15%
3 2.941 2.7232 2.4869 2.4018 2.2832

Notice that at 12% the factor is 2.4018 the closest to 2.400. The internal rate of return is 12%.

Comparison of Capital Budgeting Methods

Payback Period Accounting Rate of Return Net Present Value Internal Rate of Return
Measurement basis Cash Flows Accrual income Cash flows Profitability Cash flows Profitability
Measurement unit Years Percent Dollars Percent
Strengths Easy to understand Easy to understand Reflects time value of money Reflects time value of money
Allows comparison of projects Allows comparison of projects Reflects varying risks over project's life allows comparisons of dissimilar projects
Limitations ignores time value of money ignores time value of money difficult to compare dissimilar projects ignores varying risks over life of project
ignores cash flows after payback period ignores annual rates over life of project

Tips to Improve Your Writing Skills

To run a successful blog or online business you need some writing skills. Most people will not stay on your site very long if the writing quality is poor. It doesn’t matter how great the information is, if it doesn’t make sense, people won’t read it.
Here’s some quick writing tips to help you improve your writing skills.
Look at a picture and describe it. Try to use as many of the senses as you can; taste, smell, sight, sound, touch. Does the picture make you think of a certain sound or taste? Does it have aspects that look soft, fluffy or hard and cold? How would those aspects feel if you could touch them?
This exercise helps you develop the skill of using more descriptive language in your writing. You may not be a fiction writer but using fiction techniques can improve your writing skills.
Read a lot of sales copy. If you’re running a blog or online business you may already be doing this, but are you skimming the material for the benefits or are you really studying the material? What does the sales page begin with? How is it laid out for listing the problem? Does it highlight the solutions contained in the product that’s for sale? Does it compel you to want to buy? If so, then pay close attention to why it’s effective sales copy and start using that in your own sales pages.
Rewrite someone else’s sales copy. This tip is a little like the tip above except you’re going to take a section or several sections of a sales page and rewrite it. Change the wording, change the order of the listed items. Try to find better descriptive words than the ones the writer used.
Rewrite a paragraph of fiction. Yes, we’re back to the fiction thing, but writing is writing. If you improve in one area you will improve in another area. Take a paragraph of fiction and rewrite it. Change it up like you did with the sales copy. Find similar descriptive words to describe what the writer is trying to make you see or feel.
Read the dictionary. This is something not many people do, but it’s a great way to expand your vocabulary so you can write better descriptions. Having a large vocabulary will not only improve your writing but it will also help you out when you run across new words.
Writing is something practically anyone can learn and learn to do better. Not everyone can draw, paint or play a musical instrument, but anyone can learn to write. It takes practice. The more you write the better you’ll get at it. Writing “out of the box” so to speak will help improve your overall writing skills too. Don’t limit yourself to your comfort zone–get out of and improve your writing skills. Your readers will thank you and want to read more from you.

Color Coordinate Your Web Pages

The Internet has made it possible for millions of people to write articles and create websites.  However, the Internet has not magically provided these millions of people with writing and graphics skills.  That’s one of the key reasons I love the posts about writing here on Blogging Tips.  Likewise, I am really pleased with a new family of free tools that offer color coordination to those of us who were not blessed with the color coordination gene! Pictaculous takes an image that you upload and based on the colors in that image it generates a selection of color palettes. So with one upload you can get expert advice on a design palette.  To show this in action I created a screen capture of Blogging Tip’s header and uploaded this to Pictaculous.

Pictaculous created a primary palette made out of colors directly extracted from the image – the five large color blocks on the top shown in the screen shot above.  This alone is an awesome resource as now you know the hexadecimal codes to use in order to match text and other website or blog components to the exact colors.  If you are using an Adobe product for your design, you can download these colors right into Adobe products by using the Adobe Swatch File (.aco) for the palette you’ve just created.
Pictaculous also taps into the design site Kuler from Adobe and ColourLovers to suggest ten related color palettes that coordinate with the colors of the image you uploaded.  This feature is the key reason why I use Pictaculous – it’s like Garanimals for web design.
Beyond Pictaculous, Colors Palette Generator is another excellent option.  While missing the ability to recommend  a specific matching color palette, it does a great job of matching the color palettes for the image you upload. Actually, you don’t even need to upload the image as Colors Palette Generator will work with an image you provide via a URL.  The web based application creates three palettes with light, medium, and dark colors to match your image.  You can export it as either a Photoshop swatches file or as a CSS stylesheet.  If you don’t use Adobe, the CSS option is a key reason to use Colors Palette Generator over Pictaculous.
Firefox users might also consider the Colorzilla add-on.  With ColorZilla you can get a color reading from any point in your browser, quickly adjust this color and paste it into another program.  There is a palette browser that allows you to choose colors from pre-defined color sets and save the most used colors in custom palettes.  Colorzilla is more geared towards a developer with a very frequent need for this type of tool.
As with every genre of web based applications, the universe of options is quickly expanding beyond just these applications.  However, these applications are free, easy to use and don’t require any signup.  If you are color-challenged (or colour-challenged), you will love these web sites!

Top Ten Best Selling WordPress Themes on ThemeForest

WordPress continues to be one of the most popular content management systems (CMS) on the Internet and for good reason. It’s incredible versatile and, better still, it’s completely free to download to use. However, you may want to spend some money to customize your WordPress blog or website.
One of the better marketplaces on the web for premium WordPress templates is ThemeForest. Looking at the current top ten best sellers, you can get a good sense of current design trends. For instance, it seems that magazine themes are rising in popularity, as are “portfolio” style themes that prominently feature one large image above the fold.
1. Twicet 5-in-1

The current number one best seller on ThemeForest is Twicet. This theme is best suited for business applications and comes with five different skins to best complement your style. There are three content columns, jQuery dropdown menus, and a news ticker. Twicet is $37.
2. Display 3-in-1

Also catering mostly to business and portfolio sites is Display. This is a 3-in-1 theme that comes with a custom backend for added versatility. There are eight additional admin pages from within the WordPress dashboard. Another very notable feature is the 3D image slideshow. Display is $42.
3. BigFeature Theme

Designed to be clean and flexible, BigFeature uses very large article images and is highly customizable. There are five custom widgets, the ability to preview images, a content slider, and a color picker to change the color for the site name, headings, links, and other areas. There are three free child themes included in the $27 price.
4. Cubit 6-in-1

Offering six different color schemes, Cubit is a versatile theme that largely caters for use by artists for their portfolios or by companies for their businesses. There is a multi-level dropdown menu, breadcrumb navigation, and a Javascript-based image transition on the main screen. Cubit is $27.
5. inFocus Theme

Offering a very classic and classy look is inFocus. This “powerful professional WordPress theme features three staging effects, unlimited portfolios in two views, 10 color variations, video support, and 27 custom shortcodes. inFocus is listed at $37.
6. Photo Nexus 2-in-1

Clearing catering to the shutterbugs in the audience, Photo Nexus comes in two main color variations: bright and dark. The design is modern yet minimalistic that keeps your portfolio as the primary point of interest. The admin area is enhanced with additional theme options too. Photo Nexus is $27.
7. Convergence Theme

Designed to promote community interaction, Convergence offers many features that encourage interaction via social bookmarking, Feedburner subscription, Gravatar profile pictures, and more. There are two column tables, author highlights, a Flickr showcase, and optimized ad placements. Convergence is $27.
8. Bluelight Theme

Offering a design that will work both for portfolios and for blogs, Bluelight has a theme options page for easy personalization. Key features include the multiple color options, jQuery graphic slider, a featured project area, Twitter widget, and easy site navigation. Bluelight is $27.
9. Levitation 4-in-1

One of the more versatile themes offered on ThemeForest is Levitation. It comes with five different skins, two variations of the front page, and two different portfolio sliders. Several templates are included for error pages, blog pages, contact pages, and so on. Levitation is $37.
10. London Creative +

Rounding out the top ten themes is London Creative +. This is very much a portfolio-minded WordPress design, but there is a section dedicated for use as a blog as well. There are three color options (yellow, red, or blue), an image slider, infinity dropdown menu, a validating contact form, and a pre-installed TimThumb PHP script for dynamic image resizing. London Creative + is listed at $32.

A New Way To Track Blog Analytics

It had been so long since I’d signed up for the Reinvigorate beta that I’d practically forgotten what it was. – and the name didn’t give it away. As it turned out, Reinvigorate is a web-based analytics program (it also has a desktop reporting program) so I promptly accepted my invitation to test it and downloaded and installed the WordPress plugin, entering my site ID to enable it to start tracking.  (If you’re not on WordPress, don’t worry, as you can simply use the tracking code.) I’ve been down this route before, trying out many analytics programs before settling on one I liked. Would Reinvigorate be the program that could seduce me away from my beloved Clicky?

Getting Started

The first page you see on Reinvigorate is the overview page, which features two large boxes showing the number of active visitors and active pages. This is similar to the Spy view in Clicky (but without the map). Click on the small report link on each button and you can see more detail, such as the page title and when it was last accessed. Reinvigorate has a ‘name tags’ function that is supposed to tag visitors and commenters by name to make your reports more reader friendly, but this does not seem to work very well, though it did tag me once. Also on the home page is an indication of how long visitors have spent on your site that day, how many visitors there have been, how much of that is referral traffic and what the bounce rate is.

What’s On The Tabs

A number of other options appear next to the summary tab, but these are setup options (name tags, snoop, tracking code and preferences). If you want more stats, move to the top row of tabs and click on one of the options, each of which has further sub-tabs:

• Traffic (hourly, daily, weekly, monthly, referred, visit length, bounce rate, entry pages, page summary)
• Visitor Detail (browsers, platforms, screen, regions, languages, time zones)
• Session (visitors, activity, detailed activity, active pages, heat map)
• Search and Referrer (referrers, referred visitors, referred searches, top referrers, keywords)

In-Depth Analysis

Click on any option or sub-option and you get a couple of graphs and a table for varying periods. You can change these via a drop down menu. Most of tabs give the information you expect, so I won’t outline those in detail, but here are the functions I thought were pretty cool:

• the pie chart showing top pages on your site
• the heat map showing the areas of a page or post that attracted most attention from visitors
• the detailed activity listing showing you how long a particular visitor spent on a certain page
• the table showing when your top referrers last sent you traffic
• the map showing which time zones your visitors are in (trust me, this is cooler than it sounds!)

A Promising Start

My first impressions of Reinvigorate are that it’s promising, offering some of the same real time functionality as programs like Clicky and Woopra. However, there are still a few things to be improved, such as the ability to exclude your own visits to your site. Its visitor figures also differ from those recorded in Clicky (so one of them has to be wrong). I’ll look forward to seeing what else Reinvigorate has to offer.
Note: I’ve decided to cut back on posting here at Blogging Tips for a while, though you will find me in lots of other places on the web. Thanks to everyone for reading and commenting over the past year.

How to develop stickyness to your blog

What is it and how can it be created on your blog.
A blogs success is in keeping it’s readers come back – everytime! You can buy traffic, run competitions, give away stuff or run a link-give-away offer even to get traffic. But they will never give you loyal readers.
Loyal readers come back to you all the time, they love your blog, they love your writing, they love you – as a blogger.
Personally, i prefer a handful of loyal readers to a large volume of one-time visitors.And to create loyal readers,you need stickyness to your blog.

Stickyness means the ability of your blog to keep pulling people in, when they are detached or within the loop – at your wish.

Let’s see how we can create loyal readers to your blog.This will deal mainly about keeping the quality in your articles,how to keep them genuine and addictive to readers.
- Stick to your topics, keep them focussed.
Do you have a long category list? Even worse, does it get lengthier with each new post?
I must then warn you that your blog is at risk.Risk of losing your readers(who you managed to get with much pain!)
You know that there are already plenty of blogs out there, there is no reason someone must read your blog to get updated on technology. If you don’t blog it there’s 99% chance that somebody else will.
So, keep the number of topics focussed and less.You don’t want to write about all the technology advancements in the world – probably Nano-technology or Bio-Technology. That makes it easier for your reader to remember you,your blog and relate it to the topics you write.
So stick to the topics, keep them concentrated, keep them updated but never deviate from them. Every time you are tempted to deviate from the topics – just read your archives and you’ll be busy posting updations.
Deviating from your topic means only one thing – decrease in number of repeated visitors – directly proportional!
Keep interacting
The blogosphere is all about crowds – talking – chats – speakers – shouts and the like. Folksonomy as it’s called.Your blog readers are a pool of think-tanks, get them talking.You never know, some one out there might correct you on a point. But let it be a dialogue, knowledge sharing is mutually beneficial isn’t it? in this case, it’s a 3D thing – you – your
reader- and other readers. All of the three entities are involced and benefitted. So leave room for your visitors to think and respond to you.Interact with them, if possible, through your blog and not elsewhere. Avoid(where ever possible) email chat/IM chats but encourage people to use your contact form – they are likely to move to an archive page once the form is submitted, but in an IM chat, they are not even on your site
Read/reply to comments
Okay, you’ve left room for interaction in the form of comments and there are lot of them.It’s not time for celebration yet.They are all questions to be answered.Unless you take care of them at the right time, they become liabilities. Now you can guess what a visitor will do and what impression he gets of the blogger when his questions are unanswered.So make a habit of commenting as well as replying to them. You can answer them all together once in a while rather than answering them one by one.This will save time as well as keep you focussed.
Ask questions
You can’t go on preaching about things all the time. Well, you may be a master of “AdSense Monetization” or “Online money making” thingy but, how can you give answers when you don’t have questions? People have questions in their mind when they visit your site,and before they leave, it’s your duty to answer them.So asking them questions, is one way of making your life easy.Ask questions, to which you yourself have an inclination to.Thereby, you are showing your visitor that you value them, you want to know their opinion.So, when writing articles it’s a good point to leave a question cleverly embedded in it. It will keep the cycle vicious.
Disagree
Disagreeing is yet another way to express your thoughts on a particular topic. Suppose you read that article on online money making at a blog, but you think otherwise.Let your thoughts flow to your posts – let others(blogger) know that he missed thinking from your perspective or what he said was absolutely wrong. Disagreeing won’t be seen as a negative thing, instead it’s an opportunity to prove that you think or not.You can disagree only if you think.So please do it to your visitors or another blogger who wrote an article on the same topic you are interested in.It shows that you are genuine and your ideas are free.Your visitors will love it.
Don’t get corrupted
When there is a flurry of information, it’s easy to get mislead, and it can get you thinking wrong even.Your readers may not enjoy it at all.Sometimes it even leads to you disagreeing or thinking otherwise about a topic you might have already blogged about.Remember, there are archives in your blog, they are read by your visitors if not you – so don’t get corrupted by wrong information that you gathered yesterday.Keep yourself focussed on the topics you are interested, filter away the wrong ones and make your articles crisp and clear.
Be Consistent
By consistency I mean, maintaining a regularity in posting cycles, and post amounts in the blog.It’s good to develop a habit of posting according to a schedule.That way, people knows what to expect and what they need to dodge. Suppose you post articles on weekdays based on topics and at the weekend you regularly open a game – people who are interested in the game will not miss fridays on your blog.
These are points i gathered from my experience – none of them fabricated. Everybody seems to be trying hard to get more and more visitors, but in the hurry we tend to forget this important point. I did and i payed the price. Hope it helps all the young bloggers out there, not to lose their hard earned traffic.